📜 Legal Policies
Terms of Use, Privacy Policy, Risk Disclosure, Compliance & Governance — Vanuatu
This website — Coin T Pro — is owned, operated, and maintained by Vanuatu and registered in Saint Vincent and the Grenadines.
All references to "Company", "We", "Us", "Our", or "Platform" in these legal documents refer to Vanuatu and/or its affiliates, successors, and assigns.
📋 Terms of Use
Last Updated: September 2026
1. Acceptance of Terms
By accessing or using the Coin T Pro platform operated by Vanuatu, you agree to be legally bound by these Terms. If you do not agree, you must immediately cease all use of the Platform.
2. Eligibility
You must be at least 18 years old and have the legal capacity to enter into binding contracts under applicable law.
3. Account Registration & Security
You must provide accurate information. One account per person. You are responsible for your credentials. Unauthorized access due to your negligence is your liability.
4. Intellectual Property
All content is the exclusive property of Vanuatu, protected under applicable international intellectual property laws.
5. Prohibited Activities
You must not manipulate the Platform, create multiple accounts, use bots, engage in money laundering, or transmit harmful content.
6. Governing Law
These Terms are governed by and construed in accordance with the laws of Vanuatu. Disputes are subject to the exclusive jurisdiction of the courts of Vanuatu.
📑 Terms & Conditions
Last Updated: September 2026
Service Description
Coin T Pro provides smart investment and live trading terminal with 130+ global assets including forex, crypto, commodities, stocks, and indices.
Trading Activities
All trading decisions are at your own risk. Past performance is not indicative of future results. Demo results do not reflect real market conditions. You may lose all deposited funds.
Deposits & Withdrawals
Min deposit: $10 USD. Min withdrawal: $8 USD. KYC is mandatory before withdrawals. Processing: 24-48 hours.
Partner Program
Commission tiers: 5% (1-10 refs), 10% (11-25 refs), 15% (25+ refs). Vanuatu may modify or terminate the program at any time. Abuse results in forfeiture.
Limitation of Liability
Vanuatu shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages including loss of profits, data, or funds.
Indemnification
You agree to indemnify and hold harmless Vanuatu from all claims arising from your use of the Platform.
🔒 Privacy Policy
Last Updated: September 2026
Published in compliance with international data privacy standards and Vanuatu regulations.
Information We Collect
Personal information (name, email, phone), KYC documents (Government ID, Passport), financial data (transactions, balances), and technical data (IP, browser, device).
Purpose
Account management, identity verification (KYC/AML compliance), transaction processing, security, and legal compliance.
Data Protection
AES-256 encryption, TLS 1.3, access controls, regular security audits, SHA-256 password hashing. Strict data confidentiality controls.
Data Sharing
We do not sell your data. Data may be shared with payment processors, regulators (when legally required under Vanuatu law), legal advisors, and technology service providers under strict agreements.
Your Rights
Right to access, correction, erasure, withdrawal of consent, and grievance redressal through support channels.
⚠️ Risk Disclosure
⚠️ HIGH RISK WARNING: Trading carries a high level of risk. You may lose some or all of your invested capital.
Key Risks: Market risk, capital loss risk, liquidity risk, technology risk, regulatory risk, counterparty risk.
Demo Disclaimer: Demo results do not reflect real market conditions and should not be relied upon for investment decisions.
IMPORTANT: Only invest funds you can afford to lose entirely. Seek independent professional financial advice before trading.
🛡️ AML/KYC Policy
Implemented in compliance with Vanuatu AML/CTF regulations and international Financial Action Task Force (FATF) guidelines.
KYC Requirements
Mandatory before withdrawals: Government photo ID (ID Card/Passport), selfie, proof of address. Enhanced Due Diligence for high-value transactions.
Transaction Monitoring
All transactions are monitored for suspicious patterns. The Company may freeze accounts pending investigation.
STR Reporting
Suspicious transactions reported to competent financial intelligence authorities under Vanuatu law. Money laundering results in permanent suspension.
Record Keeping
All records maintained for minimum 5 years per AML requirements.
💳 Refund & Cancellation Policy
Deposits: Non-refundable once credited, except for platform technical errors. Contact support with TxID if deposit not credited within 48 hours.
Withdrawals: Processed within 24-48 hours subject to KYC. May be reversed if account is under investigation.
Trading Losses: Not refundable. Trading is inherently risky.
Disputes: Raise through Grievance Redressal / Customer Support channels.
📢 Disclaimer
Information on this Platform is for general informational and educational purposes only and does not constitute financial, investment, or trading advice.
Vanuatu does not act as a financial advisor, broker, or investment consultant. All trading decisions are made entirely at your own risk.
No warranties or representations regarding accuracy of information, charts, or data. Market data is provided on an "as-is" basis.
No Investment Guarantee: Vanuatu does not guarantee any returns, profits, or outcomes from trading activities.
📮 Grievance Redressal
Our dedicated support team is available to address user concerns, complaints, and account-related inquiries.
Grievance Officer — Vanuatu
Email: support@cointpro.com
Response: Acknowledgment in 24hrs, Resolution in 15 business days.
Applicable Laws
Financial Services Commission Act of Vanuatu (VFSC), Financial Markets Association in Vanuatu (FMAV), International Financial Commission (FinaCom), AML/CTF Act, Business Companies Act, and international digital commerce standards.
⚖️ International Regulation & Cross-Border Compliance
1. Primary Regulatory Jurisdiction: Coin T Pro operates under the laws of Saint Vincent & the Grenadines and Vanuatu. Laws of local user jurisdictions do not apply to the platform's internal operations or trade settlements.
2. Financial Commission (FinaCom): Supervised by the International Financial Commission (FinaCom) offering alternative dispute resolution and coverage in the FinaCom Compensation Fund up to €20,000 EUR per client in proven broker wrongdoing cases.
3. International Derivatives (India & Global Clarifications): Coin T Pro offers Fixed-Time Contracts (FTT), Indices, Commodities, and Crypto. Users are individually responsible for personal tax and exchange compliance in their country of residence.
4. 1-Click Terms & Card Storage: Saved card credentials are tokenized via PCI-DSS compliant gateways. Deposited funds are strictly non-transferable trading margin.